Mortgage loan simulator
Monthly payment, total cost, debt ratio and amortization table — in real time.
Down payment (TND)20% of the price
Term20 yrs
Annual rate8.0 %
Borrowed capital: 240,000 DT. Indicative estimate, excluding file and guarantee fees. In Tunisia, the rate depends on your bank (indexed to the money-market rate).
Estimated monthly payment
2,087 DT/month
incl. ~80 DT insurance
Total loan cost
260,989 DT
Total repaid
500,989 DT
Capital 240,000 DTInterest + insurance 260,989 DT
Amortization table (per year)
| Year | Principal repaid | Interest | Remaining |
|---|---|---|---|
| 1 | 5,073 | 19,017 | 234,927 |
| 2 | 5,494 | 18,596 | 229,433 |
| 3 | 5,950 | 18,140 | 223,484 |
| 4 | 6,444 | 17,646 | 217,040 |
| 5 | 6,978 | 17,111 | 210,061 |
| 6 | 7,558 | 16,532 | 202,504 |
| 7 | 8,185 | 15,905 | 194,319 |
| 8 | 8,864 | 15,225 | 185,454 |
| 9 | 9,600 | 14,489 | 175,854 |
| 10 | 10,397 | 13,693 | 165,458 |
| 11 | 11,260 | 12,830 | 154,198 |
| 12 | 12,194 | 11,895 | 142,003 |
| 13 | 13,206 | 10,883 | 128,797 |
| 14 | 14,303 | 9,787 | 114,494 |
| 15 | 15,490 | 8,600 | 99,005 |
| 16 | 16,775 | 7,314 | 82,229 |
| 17 | 18,168 | 5,922 | 64,062 |
| 18 | 19,676 | 4,414 | 44,386 |
| 19 | 21,309 | 2,781 | 23,077 |
| 20 | 23,077 | 1,012 | 0 |